Your next six months of revenue, funded today.
Nexoria connects growing businesses with funding partners who advance capital against future sales no collateral, no waiting on a bank’s calendar.
Instead of collecting this over 6 months, take it as a lump sum, repaid automatically as a small share of daily sales.
Same Day
Response Time
PROCESS
Three steps, no paperwork marathon.
Most MCA applications die in underwriting hell. Ours doesn’t — we pre-qualify you against 30+ funding partners before you sign anything.
01 / APPLY
Tell us about the business
Three months of bank statements, your monthly revenue, and what the capital is for. Takes about ten minutes.
02 / MATCH
We shop your file
Your advisor runs the numbers against our funding partner network and comes back with real offers — not a rate range.
03 / FUNDED
Capital hits your account
Pick the offer that fits. Funds are typically wired within 24–48 hours of signing.
Once approved, your capital is transferred quickly so you can invest, hire, purchase inventory or accelerate growth without unnecessary delays.
From your first application to the final offer, a dedicated specialist helps you choose the financing solution that best fits your business.
Every company is different. We compare multiple funding partners to find the offer that matches your revenue, industry and growth objectives.
ABOUT NEXORIA
Funding built around your business, not bank bureaucracy.
We work with more than 30 funding partners to secure competitive offers for businesses across the United States. Our process is fast, transparent and focused on your cash flow—not your credit score.
BUILT FOR
Businesses that move on cash flow, not credit scores.
If your revenue is real but your credit history is complicated, traditional lenders aren’t your only option. We connect growing businesses with funding solutions based on cash flow—not just credit history.
Construction
Bridge the gap between materials, payroll and client payment cycles with fast access to working capital.
Restaurants
Fund a renovation, a slow season, or a second location off existing card volume.
Retail
Buy inventory ahead of demand and keep your shelves stocked without straining cash flow.
Transportation
Cover fuel, payroll and maintenance while waiting for customer invoice payments.
Healthcare
Finance equipment, staffing and expansion with predictable repayment based on revenue.
Auto Repair
Keep parts in stock and maintain daily operations without tying up working capital.
Distribution
Purchase inventory in bulk and bridge long supplier payment cycles with confidence.
Pro Services
Cover payroll, software and operating costs while waiting for client payments.
WHY NEXORIA
A broker who works the file, not just the form.
One application, thirty offers
You don’t apply to lenders one at a time. We place your file across our full partner network and bring back the best terms.
Repayment that flexes with sales
Remittance is a fixed share of daily card and ACH volume—slower weeks mean a smaller payment, not a missed one.
No collateral required
Funding is advanced against future receivables, not your equipment, property, or personal assets.
A dedicated advisor, not a call center
The same person structures your offer, answers your questions, and stays on the file after funding.
What Our Clients Say
Frequently Asked Questions
What is a merchant cash advance?
A Merchant Cash Advance provides your business with upfront capital in exchange for a portion of future sales. Repayment is typically collected automatically through daily or weekly payments based on your business revenue.
How much funding can my business qualify for?
The amount your business may qualify for depends on its monthly revenue, time in business, and overall financial profile. Each Merchant Cash Advance offer is tailored to your business performance and funding needs.
How quickly can I receive funding?
You can receive a same-day response after submitting your application. Once your Merchant Cash Advance offer is approved and signed, funds may be sent within 24–48 hours.
Do I need perfect credit to qualify?
No. Funding decisions are based on several factors, including business revenue and cash flow. Credit history may still be reviewed, but perfect credit is not always required.
Is collateral required?
Most merchant cash advance options do not require traditional collateral such as real estate, vehicles or equipment.
What documents will I need?
You will usually need basic business information and recent business bank statements. Additional documents may be requested depending on the funding partner and funding amount.
How does repayment work?
Repayment is typically collected automatically through daily or weekly payments based on the terms of the selected offer.
Does applying affect my credit score?
The initial review may use a soft credit check. Any additional credit inquiry should be disclosed before you continue with a specific funding offer.
See what your business qualifies for.
No cost, no obligation, no impact on your credit to check.
→ Soft check only — your credit score isn’t affected
→ Response the same day you apply
→ Funds wired within 24–48 hours of signing
→ You choose the offer, or walk away with no cost
Ready to explore your options? Start your application today.